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Travel Insurance
When you’re far from home and the unthinkable happens, you want to make sure you have help. When you have travel insurance, you cover yourself for things like lost and stolen luggage or medical costs abroad. When you are in an accident on your travels, you will be evacuated free of charge. If you’re too sick to travel, you can have your hospital bills paid for. This can save you a lot of money. Trip cancellation coverage includes such things as injury or illness of travel companion/family member. If there’s a natural disaster where you’re traveling to or the travel company goes into bankruptcy, you’re covered and will get money back for the canceled trip.
Visitor Insurance
Known also as visitor medical insurance, it is short-term coverage for when you’re traveling to another country. Some countries make you purchase visitor insurance such as certain European Schengen states. You’ll want to have visitor insurance in the event of a medical emergency anyway. If you end up getting hospitalized in the US, Canada, or somewhere in Asia, you’ll have total coverage for your hospital stay. If you have an accident or fall ill in the country you’re visiting, you won’t have to worry about paying for an emergency room visit. It is only valid for the time you’re traveling or staying in the country. You can choose from daily, weekly, or monthly plans.
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Super Visa Insurance
This is private medical coverage that allows parents or grandparents to get hospital care if they come to visit you. It’s comprehensive insurance that allows the insured to get an eye test, health checkups, and lab tests. It’s available for a full 365 days from the time the person enters into the country. If you leave the country early, many times you will be given a partial prorated refund. If you don’t get the Visa granted for the country you want to visit, you get a full refund. Many times you’ll need the Super Visa insurance coverage to be accepted into the country. There is a minimum $100,000 coverage that is good for hospitalization and healthcare needs.
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